Determinants of price of financing in Islamic banking Malaysia

Determinants of price of financing in Islamic banking Malaysia. Masters thesis, https://utar.edu.my/. (2016)



Abstract

This research paper was carrying out to find out the determinants of financing price in full-fledged Islamic banks and non-full-fledged Islamic banks in Malaysia. Net Income Margin will represent the financing pricing of the Islamic banks. Besides that, the factors that will influence the Net Income Margin including the profitability, financing to deposit ratio, liquidity ratio and base financing rate. Three full-fledged Islamic banks and three non-full-fledged Islamic banks were involved in this research to make comparison. They are Al-Rajhi Bank, Bank Islam, and Bank Muamalat for full-fledged Islamic Banks, and CIMB Islamic Bank, Hong Leong Islamic Bank and RHB Islamic Bank for non-full-fledged Islamic Banks. The investigated period for the research is from year 2006 to 2015 and the annual data is being used in this research paper. In the major finding, we found that all independent variables are significant except the base financing rate in full-fledged Islamic Banks. On the other hand, the non-full-fledged Islamic banks have all insignificant independent variable except the profitability.

Item Type: Thesis (Masters)
Keywords: Islamic Banking, Financing pricing, Full-fledged Islamic Banks
Taxonomy: By Niche > Islamic Banking > Banks and Banking > Finance
Local Content Hub: Niche > Islamic Banking
Depositing User: Ilya Nur Fateen Othman
Date Deposited: 15 Jul 2024 02:37
Last Modified: 15 Jul 2024 02:37
Related URLs:

Actions (login required)

View Item View Item